"I", "We" or the "company" is NOT endorsing the sale of any annuity, whether it be fixed or variable, to anyone, person or entity. To purchase an annuity you MUST contact a qualified financial professional. The site www.annuityiq.com is for informational purposes only! "We", "I" or the "company" www.annuityiq.com bears no responsibility for your actions, purchases or use of the information provided, by "us". You agree upon accessing this site, www.annuityIQ.com, that "we", "I" or the "company" is NOT providing any investment advice to anyone, person or entity. "We", "I" or the "company" are merely providing a comparative service and it is YOURS and a financial advisors duty to make sure that the information is accurate. You agree to hold harmless "I", "we", the "company" and www.annuityiq.com , it's owners, employees and affiliates from any damages arising from the purchase of any, products and information you may have received from www.annuityiq.com, from any damages, either punitive or injury. You accept all risks and rewards of any product you may purchase. You, the user or visitor to this web site www.annuityiq.com, bear all financial responsibility to any investment you choose and agree to hold harmless www.annuityiq.com , its owners, employees, writers or affiliates.

HOLD HARMLESS

You agree to hold harmless www.annuityiq.com, its owners, writers, employees and affiliates upon entering our web pages. WE ARE NOT RESPONSIBLE FOR LOSS OF PRINCIPAL DUE TO ANY INVESTMENT YOU MAKE. WE ARE NOT DISPENSING ANY INVESTMENT ADVICE, YOU AND A QUALIFIED INVESTMENT PROFESSIONAL MUST CONCLUDE THE BEST INVESTMENT'S FOR YOUR SITUATION AND NEEDS. IT IS YOUR RESPONSIBILITY TO DO THE RESEARCH AND DUE DILIGENCE ON ANY INVESTMENT PRODUCT YOU WISH TO PURCHASE OR ARE CONSIDERING PURCHASING. BY ACCESSING THIS SITE YOU AGREE TO HOLD HARMLESS WWW.ANNUITYIQ.COM, ITS OWNERS, EMPLOYEES, WRITERS AND AFFILIATES FROM ANY DAMAGES YOU MAY INCUR FROM ANY, BUT NOT LIMITED TO, PRODUCT, INVESTMENT OR NON INVESTMENT YOU MAY OR MAY NOT MAKE. TO VERIFY AN INVESTMENT FEATURES, PRODUCTS OR IDEAS YOU MUST CONTACT THE COMPANY DIRECTLY OR CONSULT A FINANCIAL ADVISOR. WE MAKE EVERY ATTEMPT TO VERIFY ALL INFORMATION FROM THE COMPANIES THEMSELVES AND GIVE EVERY COMPANY AMPLE TIME TO RESPOND. IF THEY CHOOSE NOT TO RESPOND WE ASSUME THE INFORMATION IS ACCURATE. EVERY ATTEMPT IS MADE TO CONTACT EVERY COMPANY WE REVIEW AND IN SOME CASES THE COMPANIES FAIL TO RESPOND BACK TO US. YOU MUST READ THE PROSPECTUS TO ENSURE YOU KNOW EVERY MATERIAL FACT ABOUT ANY PRODUCT YOU ARE INTERESTED IN BUYING. "WE", "I" OR THE "COMPANY WWW.ANNUITYIQ.COM" IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THAT EITHER THIS SITE HAS OR THE COMPANIES PROVIDE IN THEIR WRITTEN MATERIAL. WE ARE NOT RESPONSIBLE BECAUSE WE TAKE EXTRA PRECAUTIONS TO VERIFY THE INFORMATION FROM EVERY COMPANY WE REVIEW, IT IS EVERY COMPANIES CHOICE WHETHER TO RESPOND BACK TO US OR NOT. IF A COMPANY FAILS TO RESPOND WE ASSUME THE INFORMATION IS ACCURATE BECAUSE WE OBTAIN IT FROM THEIR LEGAL PROSPECTUS, TELEPHONE INTERVIEWS, EMAIL CORRESPONDENCE AND MEDIA RELATIONS THEREFORE THE COMPANY OR COMPANIES ARE LIABLE FOR ANY INFORMATION CONTAINED WITHIN THESE PAGES OR ANY PAGES THAT ARE OBTAINED FROM THIS SITE INCLUDING THE SALE OR PURCHASE OF ANY BOOKS FROM THIS SITE.

Summation

It is and always will be your responsibility to ensure you receive accurate information, you are liable for any investments, or non investments made. We offer no financial advice and do not give any financial advice, it is your responsibility to find the best financial advisor for your needs. We are not responsible for anything in this web site, you bear all risks and rewards from any decision you make. By entering these web pages at www.annuityiq.com you realize you waive any right to seek damages from annuityiq, its owners, writers, employees or affiliates for any damages you may feel we are responsible for, you bear all risks and rewards. By accessing any page or pages on our site, www.annuitiq.com, you are bound and agree to the Terms of Service and this legal disclosure and accept the hold harmless agreement and agree to waive all damages you feel you may be entitled to.