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Annuity IQFixed Annuity Center
Are you a financial professional looking for the right fixed annuity for your client?
AnnuityIQ experts are here to help.
Annuity IQ is dedicated to providing you top notch information on annuities and annuity products.This new section, Fixed Annuity Center, is designed for broker/dealer use only. We list top porducts for brokers to offer their clients.
When it comes to traditional fixed annuities many advisors know the story all to well. The interest rate starts out very nice and then steadily drops on each subsequesnt anniversary date. This may lead to unhappy clients and dissatisfaction with the issuing company. Annuity IQ is dedicated to providing you information on products that you have never heard of and offers you and your clients the best opportunity to finding the best product.
Find out more about Aviva here.
These products may not be avaiable in your state. These products are not avaiable in NY, OR, WA or may require state specific forms.
Top Rated Fixed Annuity Products: Find out why these rates are so competitive here
Aviva offers some of the most competitive products. Below you will see their best selling products. Top contracts avaiable.
Aviva Flex 9
First year interest rate: 4.70%
Current Portfolio Rate: 3.55%
Maximum Issue Age: 70 403(b) and 457
Minimum Premium: $50 salary deduction or $3,000 for initial premium or transfer
403 (b) and 457: Yes
Surrender Charges: 9 Years 9, 8, 7, 6, 5, 4, 3, 2, 1, 0%
Liquidity: 10% Contract Value
Minimum Interest Rate Gurantee: 3.0%
Aviva Flex Plus
First year base interest rate: 3.70%
Prmium Enhancement (not an interest rate enhancement, but a real bonus): 2% the first year contributions. 1% bonus years 2-5 contributions
Total First Year Yield: 5.77%
Maximum Issue Age: 75 403(b), 457, non-qualified and IRA
Minimum Premium: $100 per month salary deduction (TSA Only) or $15,000 for initial premium with no salary deduction or $1,000 transfer with salary deduction
403 (b) and 457: Yes
Surrender Charges: 6 Year rolling surrender 9, 8, 7, 6, 4, 2, 0% caps at 10 years
Liquidity: 10% Contract Value
Minimum Interest Rate Gurantee: 3.0%
Aviva Saver's 600
First year base interest rate: 3.70%
Prmium Enhancement 1st Year Only(not an interest rate enhancement, but a real bonus): 1%
Total First Year Yield: 4.73%
Maximum Issue Age: 85 403(b), non-qualified and IRA
Minimum Premium: $10,000 no trail, $25,000 trail option
403 (b) and 457: Yes 403(b)
Surrender Charges: 6 Years 9, 8, 7, 6, 5, 4, 0%
Liquidity: 10% Contract Value
Minimum Interest Rate Gurantee: 3.0%
Aviva Saver's 900
First year base interest rate: 3.65%
Prmium Enhancement 1st Year Only(not an interest rate enhancement, but a real bonus): 2%
Total First Year Yield: 5.72%
Maximum Issue Age: 85 403(b), non-qualified and IRA
Minimum Premium: $10,000
403 (b) and 457: Yes 403(b)
Surrender Charges: 9 Years 9, 8, 7, 6, 5, 4, 3, 2, 1, 0%
Liquidity: 10% Contract Value
Minimum Interest Rate Gurantee: 3.0%
See Aviva's full suite of products here.
Issue ages are based on the closest obtained age. Aviva requires E&O insurance to be appointed. To get appointed please go here.
Horace Mann being added soon.
Appointments for Aviva are handled through Platinum Insurance Marketing and Annuity IQ is not responsible for any business conducted through Platinum.
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